May be funded 100% through Section 125 Qualified Tax Incentives

Stronger Coverage.  Smarter Savings.

Exceptional, fully-funded coverage that helps employees thrive and employers save.

Viventiq Health Benefits provides comprehensive protection and real peace of mind… at zero net cost.

Plan benefits that truly make a difference for both employers, employees, and their families.

Benefits for CEOs, CFOs, & Finance Leaders

$854+ Saved Per Employee

Annually per employee on average*

Improve Your Bottom Line

Reduce FICA tax liability with every participating employee, creating immediate and measurable annual savings for your company.

No-Cost Implementation

Fully funded through Section 125 plan—all at a zero net cost.

Stronger Recruitment & Retention

Stand out in today's competitive job market by offering a unique, meaningful benefit — without affecting your operating budget.

Less Stress. More Productivity.

Healthier, happier employees show up more consistently, focus better, and help drive stronger overall business performance.

* Delivers pre-tax benefits under U.S. Govt. Section 125. Actual savings vary by participation rate, employee eligibility, and payroll size.

Benefits for Employees and their Families

$1,200+ Pay Increase

Annually per employee on average*

Real Take-Home Pay Increase

Employees see an average up to $100+ more in their monthly paychecks, putting real money back in their pockets.

Comprehensive Coverage

Supplemental benefits cover hospital stays, surgeries, prescriptions, ER visits, ambulance rides, and more.

Everyday Benefits

Access to virtual primary and mental care, preventive care keeps employees healthy year-round.

Unique Extras

Benefits extend beyond traditional care, providing $0 prescriptions on 1,100+ medications at over 85,000 locations nationwide.

No Network Restrictions

Employees retain the freedom to choose their doctors, hospitals, and care providers without limitations.

* Delivers pre-tax benefits under U.S. Govt. Section 125. Actual savings vary by participation rate, employee eligibility, and payroll size.

ANNUAL POSITIVE FINANCIAL IMPACT

Vivant Health Benefits Company Saving Example

1473

Employees

95%

Participation Rate (PEPY)

1399

Enrolled Employees

Financial Impact Breakdown

Employer Savings

$1,119,200

Employers save $800 per enrolled employee annually on average.

Employee Net Pay Increase

$1,678,800

Employees see an average of $1,200 in increased take-home pay annually.

Total Annual Positive Financial Impact

$2,798,000

Combined benefit to company and employees.

Viventiq Health Benefits

100% Funded through Section 125 Qualified Tax Incentives

100% Funded Through Section 125 Qualified Tax Incentives

Section 125 of the Internal Revenue Code was enacted by the U.S. Congress in 1978 and has over 48 years of proven, IRS-recognized use.

A Section 125 (Cafeteria Plan) allows employees to elect certain qualified benefits on a pre-tax basis, reducing taxable wages while maintaining the same level of coverage.

Through a Section 125 plan, employees can pay eligible insurance premiums—and other qualified expenses such as medical and dependent care (when applicable)—with pre-tax dollars, creating tax savings for both employees and employers.

This creates a win-win:

Employers reduce FICA payroll taxes

Employees boost their take-home pay and gain stronger coverage

Both enjoy meaningful benefits with zero out-of-pocket cost

Let’s Talk About Your Savings

Want to see exactly how much your company could save… and how much your employees could benefit from the Viventiq Health Benefits Plan? Let’s talk.

Stronger Coverage. Smarter Savings.

Stronger Coverage.  Smarter Savings.